VA Loan Programs
VA Loan Programs for Veterans and Active Military Personnel
Highlights include:
- 100% LTV Loans for Purchase, Cash-out
- 110% for VA IRRRL
- Max Loan Amounts to $1.5 Million for purchase loans and VA IRRRL
- $1 million Max Loan Amount for Cash-Out Loans
- Flexible Loan Terms
Available on TheTrack, our TPO portal technology where you can register, submit, and disclose in minutes.
VA ARMs
- 5/1 ARM
- Purchase and Cash Out Refinance
- VA AUS:
- Purchase Min FICO 640, 100% Max LTV/CLTV
- Cash Out Refi Min FICO 680, 90% Max LTV/CLTV
- VA Manual Underwrite:
- Purchase: Min FICO 660, 100% Max LTV/CLTV
- Cash Out Refi: Min FICO 660, 90% Max LTV/CLTV
- Nonstandard terms are not allowed
- No Manufactured Homes
- See our VA Matrix for details
- Qualifying Rate = Note Rate
Not Available in IL, MA, NM (coming soon)
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