Forward Lending - Wholesale Lending for Mortgage Brokers

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CONVENTIONAL LOAN PROGRAMS

Conventional Programs

FNMA and FHLMC loan programs that conform to the standard.  Purchase, Refinance and Cash-out loan program options are available. 

Highlights include:

  • Purchase, Refinance and Cash-Out
  • Primary, Secondary and Investment
  • 30 Year Fixed Loans

Available on The Track, our TPO portal technology where you can register, submit, and disclose in minutes.

Get Approved Today

New Conforming Loan Limits for 2027 are now being accepted as of September 14, 2026

UnitsContiguous StatesAlaska & Hawaii
1$845,000$1,267,500
2$1,081,950$1,622,925
3$1,307,800$1,961,700
4$1,625,350$2,438,025
  • Loans must have a submission date on or after 9/14/2026.
  • Government loans are not included.
  • Temporary buydowns are not included
  • CalHFA/DPA Loans (Fast100) not included.
  • Additional terms, conditions, and change may apply at any time.  Contact your Account Executive for more information.

Adjustable Rate Mortgages

FHLMC

  • Standard Conforming and Super Conforming
  • Purchase, Limited Cash Out Refinance and Cash Out Refinance
  • Minimum 620 FICO on all ARMS transactions
  • Max 95% LTV
  • 5/6, 7/6 AND 10/6 SOFR ARM (non-standard terms not allowed)
  • 2025 Conforming Loan Limits Apply
  • Minimum Loan Amount $75,000
  • Home Possible not eligible

 

FNMA:

  • Conforming, High Balance 
  • Purchase, Limited Cash Out Refinance and Cash-Out Refinance
  • Minimum 620 FICO on all ARMS transactions
  • Max 95% LTV for Conforming and High Balance
  • 5/6, 7/6 AND 10/6 SOFR ARM (non-standard terms not allowed)
  • 2025 Conforming Loan Limits Apply
  • Minimum Loan Amount $75,000
FNMA / FHLMC Comparison Matrix

NO SPEED LIMITS HERE!

YOUR FORWARD LENDING TPO SUBMISSION PORTAL REDUCES DAYS TO CLOSE BY BEING FAST AND EFFICIENT.

GET TRAINING

Our TPO submission portal allows you to:

  • Get Pricing immediately on our Prime and Non-QM Programs.
  • Run Credit, DU/LP separately or at the same time.
  • Disclose your loan immediately or Quick Submit.
GET TRAINING
GET APPROVED

Join Forward Lending, Wholesale Lending Division and get access (as thousands of Approved Mortgage Brokers have done in the past) to Prime, Government, and Non-QM loan programs for your clients.

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