FNMA and FHLMC loan programs that conform to the standard. Purchase, Refinance and Cash-out loan program options are available.
Highlights include:
Available on The Track, our TPO portal technology where you can register, submit, and disclose in minutes.
| Units | Contiguous States | Alaska & Hawaii |
| 1 | $802,650 | $1,203,975 |
| 2 | $1,027,750 | $1,541,625 |
| 3 | $1,242,250 | $1,863,375 |
| 4 | $1,534,900 | $2,315,850 |
Temporary buydowns are not eligible on loans originated under the 2025 anticipated conforming loan limits.
All loan term options under the product descriptions listed above except temporary buydowns are eligible.
All other agency products (HomeReady/Home Possible, RefiNow/Refi Possible, etc.) are ineligible.
High balance loan amounts not allowed. Please refer to current matrix.
Existing 2024 high balance loan limits under $802,650 (or the applicable anticipated loan limits for 2 to 4-unit properties) may receive an “Eligible” finding and are eligible.
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