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Give your Credit Grade a lift with UPgrade
For Non-QM Loans
Learn More
Use the best parts of your loan’s characteristics to UPgrade your Credit Grade!
 

We will grade your Reserves, FICO, DTI, LTV and Residual Income which may Improve your Credit Grade! For example, you can move from a B grade up to a A Grade, which can result in up to a point lower in rate.

Your Account Executive will work with one of our Underwriters to determine the appropriate upgrade. They will use the following information in our proprietary upgrade calculator to determine how much we can improve your credit grade.

WITH THIS…

Take your credit grade from an “B” to an “A” or “A” to an “A+” and benefit from a better rate and/or LTV!!

 
  • Reserves
  • FICO
  • DTI
  • LTV
  • Residual Income
 
Contact your Account Executive to learn more about how this program works!

Credit Upgrade for Non-QM

Select the attributes that apply to your loan and see if it qualifies for a Credit Upgrade.

A Credit Upgrade is one credit level above where the loan normally qualifies.
This program is not available for borrowers whose original credit grade is A+ or C, and this program will not upgrade a loan to Select. The maximum upgrade is A+.

Credit Upgrade

Green Check

Your Client is ...
Qualified for a Credit Upgrade

Terms and conditions apply, Forward Lending will require a full review of the file. This initial screening is only valid based on the current information provided. 

Complete the following for your Credit Upgrade


Based on the selected fields your client is Not Qualified for a Credit Upgrade. 

Please contact your Account Executive who can help review your scenario and you may complete the form below and we'll connect with you. 

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