Highlights:

• Purchase, Refi and Cash-Out
• 30 year fixed term
• 10/6 ARM, 30 year amortization available
• Up to $3,500,000 Loan Amt (Purchase & Refinance)
• DTI follows AUS (Max allowed 50%)

Purchase Highlights:

• Max LTV 90%, 700 FICO, $1,500,000 Loan Amt
• Max Loan Amount $3,500,000 (70% LTV, 740 FICO)
• Min FICO 660 (Primary Residence)

Refinance Highlights:

• Max Loan Amount $3,500,000 (70% LTV, 740 FICO)
• Min FICO 660 (Primary Residence)
• Max LTV 85%, 700 FICO, $2,000,000 Loan Amt

Cash-Out Refi Highlights:

• Max Loan Amount $2,000,000 (70% LTV, 700 FICO)
• Min FICO 680 (Primary Residence)
• Max LTV 80%, 680 FICO, $1,000,000 Loan Amt

Jumbo Advantages:

• No PMI
• Appraisal Transferred allowed (follow policy)
• Primary, Second and Investment available
• 2-4 unit available (except for second home)
• Minimum Loan Amount $400,000
• AUS Approval required