JANUARY SPECIALS
ARE HERE
For loans locked January 1st -
January 31st, 2026
CHECK OUT OUR JANUARY SPECIALS
2026 Starts in the Fast Lane!
25 BPS Price Improvement on Non-QM*
- Purchase/ R/T Refi/ Cash-Out
- Includes DSCR 5-8 units and Jumbo
25 BPS Price Improvement on FHA and Fast 100/100+ DPA programs
- FHA: 25 BPS Price Improvement
- Includes Fast 100/100+ DPA loans and Streamlines
*Non-QM Specials exclude Seconds (Closed End or Stand-Alone)
Offers valid for loans locked between 1/1/2026 and 1/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.
Forward Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.
MID-MONTH RALLY
Kick off the year strong with our January mid-month DSCR rally! Enjoy a 25 BPS Price Improvement across all DSCR programs (excluding Select and 5–8 unit).
Combine with our January Non-QM Special for 50 BPS Price Improvement!
DSCR Programs:
- 1st Liens Only
- 1-4 Units
- DSCR Investor
- DSCR No Ratio
- DSCR Fusion
- DSCR Low Ratio
Mid-Month Rally applies to all eligible Non-QM (except Closed End Seconds, Stand alone Seconds, HELOCs, Select and DSCR 5-8.
Offers valid for loans locked between 1/16/2026 and 1/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.
Forward Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.